Ankith Reddy Madasani Wesley Davenport

Economics

Buy Now, Pay Later Is Just Credit, Not a Crisis

In 2023, Americans used Buy Now, Pay Later (BNPL) services to finance over $100 billion in US retail transactions, up…

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Economics

The Costly Illusion of Protection

Tariffs are said to be “protective.” Domestic firms want them because they reduce the effectiveness of foreign competition. Labor unions…

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